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Benazir Kafaalat Program 2026–2027 | CNIC Check & Eligibility Calculator
UCT Cash Transfer | 9 Million Families | Rs.8,500/Quarter | bisp.gov.pk
بے نظیر کفالت
پروگرام
پروگرام
💰 Rs.8,500 per Quarter
👨👩👧👦 9 Million Families
📊 PMT Score ≤ 32
♿ Disability: PMT ≤ 37
🏳️ Transgender Included
📞 0800-26477
💰 Benazir Kafaalat — Pakistan's Largest Cash Transfer Programme
Check Kafaalat Eligibility by CNIC & Calculate Your Quarterly Stipend
Enter your CNIC and household details to instantly check Benazir Kafaalat eligibility, see your estimated PMT score, and get your step-by-step guide for registration or payment collection.
اپنا شناختی کارڈ نمبر اور گھرانے کی تفصیلات درج کریں — کفالت اہلیت فوری چیک کریں اور سہ ماہی وظیفہ معلوم کریں۔
🔍 Benazir Kafaalat CNIC Check Online
📱 8171 Kafaalat Payment Status
📊 PMT Score Checker
💰 8500 Quarterly Stipend 2026
👩 Women Empowerment
CNIC Check & Calculator
About & How to Apply
FAQs & Special Cases
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This is an unofficial estimator based on published BISP criteria. Final eligibility is determined by BISP via NSER Survey & NADRA. Verify at 8171.bisp.gov.pk or SMS your CNIC to 8171.
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A — Personal Details
ذاتی تفصیلات — شناختی کارڈ نمبر
Format: XXXXX-XXXXXXX-X (13 digits)
Must be 18+ with valid CNIC
👨👩👧👦
B — Household & Income
گھرانہ اور آمدنی
All sources combined
0 if no connection
Special Categories
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C — Housing & Assets
گھر اور اثاثے
Assets Owned (disqualifying assets marked ❌)
SMS your CNIC to 8171 to check. If entered, this overrides estimate.
📊 Your Live Result — نتیجہ
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Estimated PMT Score & Eligibility
تخمینی PMT اسکور اور اہلیت
📊 PMT Score Scale (0–100)
≤32 Eligible
≤37
Above 37 — Not Eligible
0 (Extreme poverty)3237100
General householdsPMT ≤ 32
With disabled memberPMT ≤ 37
Transgender applicantsNo PMT limit
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Fill in your details on the left to see your live eligibility result and estimated PMT score
بائیں طرف تفصیلات درج کریں — نتیجہ یہاں نظر آئے گا
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Kafaalat Quarterly Stipend 2026
کفالت سہ ماہی وظیفہ
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Per Quarter
Rs. 8,500
Every 3 months
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Per Year
Rs. 34,000
4 quarters annual
👨👩👧👦
Families Covered
9 Million
Across Pakistan
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Partner Banks
HBL + Alfalah
Biometric ATM
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Kafaalat stacks with: Taleemi Wazaif (children's education), Nashonuma (nutrition), and Hunarmand (skill training) — all can be received together.
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About Benazir Kafaalat Programme
بے نظیر کفالت پروگرام کے بارے میں
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In Simple Words
Benazir Kafaalat is the government's biggest cash program. If your family is poor and your PMT score is 32 or below, you get Rs.8,500 every 3 months — paid directly to a woman in the family through a biometric ATM. No middlemen, no fees, 100% free.
بے نظیر کفالت حکومت کا سب سے بڑا نقد وظیفہ پروگرام ہے۔ PMT اسکور 32 یا اس سے کم ہو تو ہر 3 ماہ میں 8,500 روپے ملتے ہیں — براہ راست خاتون کے بائیومیٹرک اکاؤنٹ میں۔ مکمل مفت۔
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Launched
2008
Pakistan's largest UCT
👨👩👧👦
Beneficiaries
~9 Million
Families nationwide
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Quarterly Amount
Rs. 8,500
Per beneficiary
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PMT Cutoff
≤ 32
≤37 with disability
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Primary Beneficiary
Women
Female CNIC required
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Payment
Biometric ATM
HBL / Bank Alfalah
Eligibility Criteria — اہلیت کا خلاصہ
| Criteria | Requirement | Type |
|---|---|---|
| PMT Score | ≤ 32 (general) | ≤ 37 (with disabled member) | Mandatory |
| NSER Survey | Household must be surveyed through NSER | Mandatory |
| CNIC | Valid 13-digit Pakistani CNIC | Mandatory |
| Primary Beneficiary | A female in the household (wife/mother/widow) | Mandatory |
| Government Employee | No govt employee or pensioner in household | Disqualifier |
| Assets | No car, tractor, or commercial property | Disqualifier |
| Transgender | CNIC showing "Transgender" — no PMT limit | Inclusive |
| Mobile Number | Active SIM registered on CNIC for 8171 alerts | Recommended |
Partner Banks & Where to Collect
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HBL (Habib Bank Ltd)
Punjab | Sindh | Balochistan
Biometric verification at ATM
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Bank Alfalah
KP | Gilgit-Baltistan | AJK
Biometric verification at ATM
Required Documents — ضروری دستاویزات
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Original CNIC of the female beneficiary
Must be a valid, unexpired 13-digit CNIC. The primary beneficiary must be a woman in the household. اصل شناختی کارڈ — خاتون کا۔
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NSER Survey Completion
Household must be surveyed through the National Socio-Economic Registry. A PMT score is assigned after survey. NSER سروے مکمل ہونا ضروری ہے۔
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Registered Mobile Number (on CNIC)
Active SIM registered on the beneficiary's CNIC. Required for payment SMS from 8171. CNIC پر رجسٹرڈ فعال موبائل نمبر۔
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Biometric Thumbprint (for payment collection)
Registered thumbprint is used at HBL/Alfalah ATMs for identity verification before payment is released. ادائیگی کے لیے بینک ATM پر انگوٹھے کی تصدیق۔
Step-by-Step Application Process
1
SMS 8171: Send your CNIC to 8171 from your registered mobile to check your current Kafaalat registration and PMT status. اپنا CNIC نمبر 8171 پر SMS کریں۔
2
Find BISP Tehsil Office: Call 0800-26477 (free helpline) to find your nearest BISP Tehsil Office or Benazir Registration Center (BRC). قریبی BISP دفتر تلاش کریں۔
3
Get NSER Survey Done: If not yet surveyed, visit the BRC with your original CNIC. A BISP surveyor will visit your home or record your data on-site. NSER سروے کروائیں — اگر ابھی نہیں ہوا۔
4
Wait for PMT Calculation: NADRA calculates your PMT score from survey data. This takes 2–8 weeks. Check status via SMS to 8171. نادرا PMT اسکور حساب کرے گا۔
5
Receive SMS Confirmation: If PMT ≤ 32 (or ≤ 37 with disability), you receive an SMS confirming enrollment. Your account is activated at partner bank. اہلیت کی تصدیقی SMS آئے گی۔
6
Collect Payment at ATM: Visit nearest HBL (Punjab/Sindh/Balochistan) or Bank Alfalah (KP/GB/AJK) ATM with original CNIC. Press thumb for biometric verification. بینک ATM سے انگوٹھے کی تصدیق کر کے ادائیگی وصول کریں۔
7
Quarterly Collection: Payment of Rs.8,500 is available every 3 months. Wait for SMS from 8171 before going to collect. Do NOT pay any agent — 100% FREE. ہر 3 ماہ بعد 8,500 روپے۔ کسی کو فیس نہ دیں — مکمل مفت۔
Next of Kin Policy — ورثاء پالیسی
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Deceased Beneficiary: If the registered beneficiary passes away, her family can continue receiving Kafaalat through the Next of Kin process. Required documents: deceased's CNIC, CNIC cancellation certificate (NADRA), death certificate (Union Council), and CNICs of family members. Submit at nearest BISP Tehsil Office. مرحومہ مستفید کے ورثاء بھی پروگرام میں شامل ہو سکتے ہیں۔
Transgender Inclusion — خواجہ سرا شمولیت
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Transgender Policy: BISP Board has approved full inclusion of transgender persons. Requirements: CNIC must state gender as "Transgender", survey must be conducted at a Benazir Registration Center (BRC), and the PMT cut-off score restriction is fully relaxed — all surveyed transgender persons are eligible regardless of PMT score. خواجہ سرا حضرات کے لیے PMT اسکور کی حد ختم کر دی گئی ہے۔
Emergency Programmes — ہنگامی پروگرام
🆘 Past Emergency Relief (via BISP)
✓ Covid-19 Emergency Cash (Phase I & II)
✓ Flood Affectees 2022 Relief
✓ Harnai Earthquake Relief
✓ Tirah Valley KPK Relief
✓ Petroleum Subsidy Programme
✓ AJK (LOC) Special Relief Package
✓ Flood Affectees 2022 Relief
✓ Harnai Earthquake Relief
✓ Tirah Valley KPK Relief
✓ Petroleum Subsidy Programme
✓ AJK (LOC) Special Relief Package
🚀 New BISP Initiatives
✓ Financial Inclusion Programme
✓ Financial Literacy Programme
✓ Hybrid Social Protection
✓ New Payment Model (digital)
✓ Benazir Hunarmand (Skills)
✓ Benazir Nashonuma (Nutrition)
✓ Financial Literacy Programme
✓ Hybrid Social Protection
✓ New Payment Model (digital)
✓ Benazir Hunarmand (Skills)
✓ Benazir Nashonuma (Nutrition)
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FAQs — Benazir Kafaalat 2026 Frequently Asked Questions
اکثر پوچھے گئے سوالات